Premiums vary based on your age, location, and coverage level. Fill out the quote form and a licensed agent will provide a personalized rate within 24 hours.
Any accident that results in hospitalization qualifies for daily benefits. This includes motorcycle accidents, car accidents, falls, or any other incident requiring hospital admission.
Hospital daily benefits are processed within 48 hours of claim approval. Death benefits are typically paid to beneficiaries within 7-10 business days.
Most plans have a 30-day waiting period for accident coverage to begin. Your agent will explain all terms before you sign.
Yes. Accident plans typically don't require medical underwriting. However, death benefits may have exclusions for pre-existing conditions—your agent will clarify.
Coverage lapses after a 30-day grace period. You can reinstate within 60 days by paying past-due premiums.